Skip to main content
Norvet MSP

Free tool

Keep your software. See if you can switch your payment processor.

Many businesses pick a payment processor when they buy their software and never revisit it. Some software lets you bring a different one. Some does not. Pick yours and the tool tells you what we know about it, and we check the rest.

A payment processor is the company that moves card money from your customer to your bank. A gateway is the connection that passes each sale from your software to that processor. It is free, and there is no pressure to switch.

Step 1 of 3

What kind of business do you run?

Pick the closest match. You can search for your exact software next.

The four answers you can get

Yes, usually
The software connects to outside payment processors. You keep the software and change who settles your card money. We still confirm the details for your account first.
Online payments only
You can change the processor for online and invoice payments. Anything you take in person stays with the software, and we say so when we have not confirmed card readers.
Not inside this software
The software processes payments itself. You can still read your statement and find your effective rate. There is no pressure to change software.
We'll check for you
We have not confirmed it yet. Tell us your software name and how to reach you, and we reply within one business day. We ask for a recent statement then.

Questions people ask

What is a payment processor?

A payment processor is the company that moves card money from your customer to your bank. It also sends you the monthly statement that lists your fees.

What is a gateway?

A gateway is the connection that passes each sale from your software to your payment processor. Some software lets you choose the gateway, and that choice is what makes switching processors possible.

What is an effective rate?

Your effective rate is the total fees on your statement divided by your total card sales for the month. It is the real percentage you pay after every fee.

Do I have to change my software to change my processor?

Not always. Some software lets you connect an outside processor and some only works with its own. The tool tells you what we know about yours, and we check the rest.

What does the free statement review include?

A person reads your latest statement with you, explains each fee in plain language, and tells you whether a different processor is even possible with your software. You decide what to do next.

Software guides at a glance

Each name opens a guide with how payments work in that software, what a switch changes and who it suits. The gateways listed are the ones the software itself documents.

Want the basics first? Read how to read a merchant statement, how to lower card processing fees without changing your POS software, the card processing FAQ, or what payment processing is. You can also estimate your card fees.