Free tool

Keep your software. See if you can switch your payment processor.

Many businesses pick a payment processor when they buy their software and never revisit it. Some software lets you bring a different one. Some does not. Pick yours and the tool tells you what we know about it, and we check the rest.

A payment processor is the company that moves card money from your customer to your bank. A gateway is the connection that passes each sale from your software to that processor. It is free, and there is no pressure to switch.

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What kind of business do you run?

Pick the closest match. You can search for your exact software next.

Questions people ask

What is a payment processor?

A payment processor is the company that moves card money from your customer to your bank. It also sends you the monthly statement that lists your fees.

What is a gateway?

A gateway is the connection that passes each sale from your software to your payment processor. Some software lets you choose the gateway, and that choice is what makes switching processors possible.

What is an effective rate?

Your effective rate is the total fees on your statement divided by your total card sales for the month. It is the real percentage you pay after every fee.

Do I have to change my software to change my processor?

Not always. Some software lets you connect an outside processor and some only works with its own. The tool tells you what we know about yours, and we check the rest.

What does the free statement review include?

A person reads your latest statement with you, explains each fee in plain language, and tells you whether a different processor is even possible with your software. You decide what to do next.

Popular software, answered in detail

Want the basics first? Read what payment processing is or estimate your card fees.