Paying 3%+ on every swipe? Most of our merchants drop within 30 days.
Interchange-plus pricing, no long-term contract, and one call handles your POS, network, and card processing together. We rate-shop across EMS, Worldpay, MSG, and Trident — best fit per merchant, not a one-size processor.
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Merchant Solutions
Everything your business needs to accept payments and manage cash flow.
Card Processing
Accept Visa, Mastercard, Discover, and American Express with competitive interchange-plus pricing. PIN debit and EBT/SNAP supported.
- Interchange-plus pricing
- Next-day funding available
- PCI-DSS compliant
- Chargeback management
Point-of-Sale Systems
Modern touchscreen POS with inventory, reporting, employee management, and integrated payments. Retail and restaurant configurations available.
- Cloud-based reporting
- Inventory tracking
- Employee management
- Offline mode
Text-to-Pay
Send payment requests via text message, email, or QR code. Ideal for service businesses, field operations, and invoice collection.
- SMS payment links
- Email invoicing
- QR code payments
- Recurring billing
Business Funding
Merchant cash advance and working capital solutions based on your processing volume. Fast approval, flexible repayment.
- Volume-based qualification
- Fast approval process
- Flexible repayment
- No collateral required
POS systems we resell — direct or through Trident
Tonic for restaurants and bars, Clover for retail + services, SkyTab for $0-upfront restaurants, and our own PeanutPOS for owner-operators who want direct admin control. Have a Clover Capital loan? Ask about our account-swap — your repayment schedule stays intact.
The Norvet Bundle Advantage
Most payment processors just process payments. We manage your entire technology stack — internet, network, security, and payments — under one roof.
One Vendor, One Bill
Fiber internet, managed IT, cybersecurity, and payment processing from a single technology partner. Fewer vendors, less complexity.
PCI Compliance Built In
Your payment environment inherits the same security posture we apply to your entire network — endpoint protection, monitoring, and breach response.
IT + Payments Integration
We manage your POS hardware, network, and payment gateway as part of your managed IT agreement. One support call handles everything.
How Norvet compares to Square & Toast
No marketing fluff — facts merchants ask us about every week.
| Question | Square | Toast | Norvet |
|---|---|---|---|
| Long-term contract required? | No (month-to-month) | Yes (typical 2-3 years, ETF applies) | No — month-to-month |
| Fund-hold risk on big tickets? | High — frequent merchant complaint | Reported on volume spikes | Direct underwriter relationships (EMS, Worldpay, MSG) — we rate-shop and pre-clear large tickets |
| Local support footprint? | San Francisco HQ — phone/chat only | Boston HQ — remote support | Atlanta-based — phone, on-site dispatch, named account manager |
| Public review record? | Below 3 / 5 on Trustpilot — fund holds, account closures | Below 3 / 5 on Trustpilot — hidden fees, cancellation friction | 4.7★ on Google · BBB A+ · 200+ Sandler Partners reseller network |
| PCI compliance fee? | Included | Add-on (varies by plan) | Included + bundled with managed IT security posture |
| Multi-processor rate-shopping? | No — Square only | No — Toast only | Yes — EMS / Worldpay / MSG / Trident, best fit per merchant |
Sources: Square on Trustpilot, Toast on Trustpilot, competitor merchant agreements, and onboarding interviews with merchants who switched in 2024-2025. Trustpilot scores update continuously — verify yourself.
Accepted Payment Methods
Get a Processing Quote
Tell us about your business and we'll put together a custom rate proposal.
Ready to Start Accepting Payments?
Whether you need a full POS setup or just want better rates on card processing, we'll build a solution that fits your business — and manage it alongside your IT.